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MI · United States Restricted

Prediction Markets
in Michigan

Michigan is one of four states where Manifold Markets restricts real-money trading per its terms of service. Additionally, Michigan has active court proceedings contesting CFTC preemption arguments for prediction market platforms. CFTC-regulated platforms like Kalshi operate under federal preemption, but both Manifold and Polymarket's QCEX platform are restricted for Michigan residents during ongoing litigation.

Platforms available
2 / 4
State status
Restricted
State income tax
Up to 4.25%

Which platforms are available in Michigan?


Platform Status in MI Notes
Kalshi Available CFTC-regulated DCM — broadest topic coverage, no deposit minimum
Polymarket Restricted Blocked: active state enforcement action or geo-restriction in place as of April 2026
Manifold Unavailable Play-money + optional sweepstakes cashout, 5% fee. Available everywhere except DE, ID, MI, WA.
PredictIt Available Politics-only markets, $850 max per contract. CFTC no-action relief.

⚠ Platform availability can change. Always verify directly with the platform before depositing funds. Polymarket's QCEX waitlist is currently 6–12 weeks for most states.

Available in Michigan

Regulatory environment in Michigan


Michigan is one of four states where Manifold Markets restricts real-money trading per its terms of service. Additionally, Michigan has active court proceedings contesting CFTC preemption arguments for prediction market platforms. CFTC-regulated platforms like Kalshi operate under federal preemption, but both Manifold and Polymarket's QCEX platform are restricted for Michigan residents during ongoing litigation.

⚠ Restrictions in Michigan
  • Kalshi (CFTC-regulated) continues to operate in Michigan under federal preemption
  • Manifold Markets restricts real-money features in Michigan per its terms of service
  • PredictIt (CFTC no-action) is available — politics-only markets, $850 per contract cap
  • Verify current platform access directly before depositing — restrictions can change
State regulator
Michigan Department of Insurance and Financial Services

How Michigan taxes prediction market profits


Michigan state tax
Up to 4.25%
Ordinary income rate (top bracket)
Federal tax
Up to 37%
Ordinary income — top federal bracket

Michigan taxes event contract profits as ordinary income at a flat state rate of 4.25%.

At the federal level, platforms like Kalshi issue annual 1099-MISC forms reporting net profits as ordinary income. You can deduct up to $3,000 in net losses per year against other income, carrying forward the remainder to future years. If you trade sports event contracts, the One Big Beautiful Bill Act (OBBBA, signed July 4 2025) caps sports betting loss deductibility at 90% starting in 2026.

General information only. Consult a qualified tax professional regarding your specific situation.